When parents consider starting orthodontic treatment for their kids, one of the main concerns is the issue of payment. But investing in a healthy smile is more than worth it, especially when you consider how braces or Invisalign fix far more than just the appearance of your smile. Here are some simple ways fitting braces or Invisalign into your budget becomes easier.
Insurance for Braces or Invisalign
If you have a dental insurance plan, there’s a very good chance much of your treatment will be covered. Milnor Orthodontics is an in-network practice for all major insurance plans, so it’s easy to make your treatment more affordable. We even file your claims for you and have the payments processed by our office, which saves you time and stress.
FSA and HSA
You can use funds from both an FSA or HSA to help pay for braces or Invisalign as well. Both options give you some extra funds to use towards health expenses since they are taken from your paychecks pretax and any growth and distribution of your funds aren’t subject to tax. You can continue to roll over your funds with an HSA, so you can create a reserve of cash to use for health reasons at any time.
With an FSA, you must use it by the end of the year. And if you’re looking for a way to use your unused funds wisely, starting orthodontic treatment would be a great way to put those dollars to good use!
If you’re curious about how you will make your orthodontic treatment for your kids more affordable in the future, the solution may be to start sooner than you think. Many kids can benefit from getting early orthodontic treatment, such as a palatal expander or Invisalign First.
While it would seem like getting two orthodontic treatments would cost more, it can end up saving money in the long run. By addressing issues early on, your child will be set up for a smoother treatment later in life. So rather than needing years of braces or possible extractions, they will likely need shorter treatment with braces or Invisalign. Not only will this cost less overall, but it will be a worthwhile investment to avoid severe dental health issues.
OrthoFi Helps Fit Braces or Invisalign into Your Budget
Making your treatment fit your budget is far easier with OrthoFi. This convenient orthodontic financing tool allows you to start with a down payment of just $250 along with low monthly installments. You can use an intuitive sliding scale to pick the repayment plan that works best for your budget and when you want to have your treatment fully paid off.
You can also set up automatic payments to make sure you are always on track.
Contact Milnor Orthodontics today to learn more about ways to make your treatment more affordable, including Care Credit, multi-family member discounts, and more! And be sure to schedule your free consultation with us to see which treatments are best for you and to get a quote for each option.